By clicking on the I Agree checkbox, you are confirming that you have read and understand the Privacy Notice and Electronic Signature Disclosure, your name as entered in the Electronic Signature is accurate and you are authorizing First Class RV & Marine under all applicable Federal and State laws, including the Fair Credit Reporting Act, to obtain information from your personal credit profile. You agree that we may obtain a consumer credit report periodically from one or more consumer reporting agencies (credit bureaus) in connection with the proposed transaction and any update, renewal, refinancing, modification, or extension of that transaction. You also agree that we, or any affiliate of ours, may obtain one or more consumer credit reports on you at any time during the term of your financing. If you ask, you will be told whether a credit report was requested, and if so, the name and address of any credit bureau from which we or our affiliate obtained your credit report. You agree that the dealer and the financial institutions may verify your employment, pay, assets and debts, and that anyone receiving a copy of this is authorized to provide such dealer and financial institutions with such information. You further authorize the dealer and the financial institutions to gather whatever credit and employment history each considers necessary and appropriate in evaluating this application and any other applications submitted in connection with the proposed transaction. You understand that we will rely on the information in this credit application in making our decision. The dealer and the financial institutions may monitor and record telephone calls regarding your account for quality assurance, compliance, training, or similar purposes.